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In Europe is the leader in the health and legal expenses insurance segments. It has , direct employees Links of London selfemployed sales representatives. offers a wide range of insurance and other services to around mn clients worldwide. In Germany,mn clients do business with the group’s brands of DAS, DKV, HamburgMannheimer, KarstadtQuelle Insurance and Victoria. is the holding company. Victoria Links of London Big Apple Charm described as being the group’s ‘allround’ insurer. HamburgMannheimer is one of the leading life companies in Germany and is also the second largest property and casualty company. DAS is the pan European leader in legal expenses insurance and is represented in countries. It is the market leader in nine. KarstadtQuelle is the largest direct insurer focusing on pensions and has more than .mn customers. Versorge Lebensversicherung focuses on life and annuity insurance. Source Corporate Highlights released its preliminary results in February , saying that it had achieved a profit despite difficulties due links of london sale the financial crisis. According to the preliminary figures, ’s total premium income increased by . yoy to .bn, with growth driven by international business that expanded by . most of the gains were in Central and Eastern Europe. In Germany, premium income declined . yoy. Overall, nonlife insurance premiums rose by . and in health insurance by . In contrast, there was a . decline in life insurance. In particular, single premiums were lower due to the crisis on financial markets in H. Operating profit before impairments on goodwill were expected to fall to , from .mn in , as a result of a fall in investment returns. was back in profit in Q, after a Links of London Earrings in Q. However, the impact of the crisis on capital markets and goodwill impairment losses put a strain on ’s H results. Total premiums grew by . Between January and June ’s total premium income was .bn. Gross written premiums rose . to .bn. The company said the factors in the increase were the previous year’s acquisitions.